Dependent Eligibility Rules for Children

Dependent Eligibility – Child Coverage Age Limitations

Health

  • Health Care Reform - up to age 26 with no eligibility criteria (i.e. married, living with you, in school, financial dependence, etc.)

  • Florida Law - up to age 30 if:

    • Unmarried with no dependents of their own

    • AND

    • Resident of FL OR full or part-time student

    • AND

    • Is not covered under any other health insurance policy including Medicare or Medicaid

  • Special rules for adding a grandchild:

    • Hs to be within first 30 days of birth - born to covered child dependent - coverage for 18 months from birth

Dental/Vision

  • Up to age 19

  • Or up to age 25 if full or part-time student who has same permanent residence as you

Life

  • Unmarried child at least 14 days old, up to age 19

  • Unmarried child less than 25 years old, if attending accredited educational institution full-time

  • Unmarried child totally and permanently disabled (became disabled prior to turning 19)