Salary & Fringe Benefits Information

Effective January 1, 2025

The School Board of Highlands County provides the following benefits for contracted employees:

  1. Employee Health Insurance (Employee Health Coverage can only be waived by providing proof of other coverage.)

  2. Employee Health Center

  3. Additional surgical benefits with Lantern (Formerly SurgeryPlus)

  4. Employee Dental Insurance

  5. Pharmacy Coverage

  6. Life Insurance - $20,000 *Original Life Insurance Benefit will reduce to 65% when employee reaches age 65 and 50% at age 70.

  7. Employee Assistance Program (includes mental health benefits)

  8. Sick Leave (one day per month)

  9. Personal Leave (six days per year, deducted from your sick leave)

  10. Florida Retirement

  11. Skyward Online Payroll Notification

  12. Payroll Direct Deposit

  13. Vacation (12 month employees only)

The School Board of Highlands County offers the following OPTIONAL benefits:

  1. Family Health Insurance (see summary below)

  2. Family Dental Insurance

  3. Vision Insurance

  4. Additional Life Insurance (up to $500,000 additional) *Original Life Insurance Benefit will reduce to 65% when employee reaches age 65 and 50% at age 70.

    1. Optional Life insurance for Spouse (up to $150,000)

    2. Optional Life insurance for Child(ren) (Up to $15,000)

  5. Long Term Disability Insurance

  6. Tax Sheltered Annuities

  7. Flexible Spending Accounts (allows pre-tax contributions to reimbursement accounts for medical or dependent care expenses)

Health Plan

Employer Contribution (HRA Fund)

Employee

$750*

Employee & Family

$750*

Annual Deductible

Employee

$3,000

Employee & Family

$6,000

Annual Out-of-Pocket Maximum

Employee

$5,000

Employee & Family

$11,600

After Annual Deductible is Met

In-Network Co-Insurance Only

Employee

30%

Blue Cross Blue Shield of Florida

70%

Prescriptions

Generic

$10

Preferred

$50

Non-Preferred

$80

Preventative Generic**

$0

**No deductible for Preventive Generic

*The Annual Health Screening must be completed, during your birthday month, between 7/1/2024-6/30/2025 at the SBHC Employee Health Center in order to receive full allotment of your HRA account for 2026.
Complete benefits coverage may be viewed by logging in to the BenefitFocus Enrollment Portal (https://bfi.secure3-enroll.com/sso/saml/SBHC)

2025 Rates

BCBS of Florida Health Plan

Instructional and Admin
IF CURRENT HIRE DATE IS BEFORE 5/1/2018

Non-Instructional
IF CURRENT HIRE DATE IS BEFORE 5/1/2018

Instructional and Admin
IF CURRENT HIRE DATE IS ON OR AFTER 5/1/2018

Non-Instructional
IF CURRENT HIRE DATE IS ON OR AFTER 5/1/2018

All Rates Shown Are Per Check

Employee Health Coverage can only be waived by providing proof of other coverage.

Employee Only

$140.00

$70.00

$140.00

$70.00

Employee/Child(ren)

$300.71

$223.23

$324.91

$251.22

Employee/Spouse

$383.99

$306.51

$475.12

$401.42

Employee/Family

$437.53

$360.05

$652.64

$578.94

Family Coverage - Both SBHC contracted employees**

**Primary Covered Employee (Whose name is on the insurance card?)

$214.45

$136.97

$236.15

$162.46

BCBS of Florida Health Plan

Instructional and Admin
IF CURRENT HIRE DATE IS BEFORE 5/1/2018

Non-Instructional
IF CURRENT HIRE DATE IS BEFORE 5/1/2018

Instructional and Admin
IF CURRENT HIRE DATE IS ON OR AFTER 5/1/2018

Non-Instructional
IF CURRENT HIRE DATE IS ON OR AFTER 5/1/2018

All Rates Shown Are Per Check

Employee Health Coverage can only be waived by providing proof of other coverage.

Employee Only

$140.00

$70.00

$140.00

$70.00

Employee/Child(ren)

$300.71

$223.23

$324.91

$251.22

Employee/Spouse

$383.99

$306.51

$475.12

$401.42

Employee/Family

$437.53

$360.05

$652.64

$578.94

Family Coverage - Both SBHC contracted employees**

**Primary Covered Employee (Whose name is on the insurance card?)

$214.45

$136.97

$236.15

$162.46

BCBS of Florida Health Plan

Instructional and Admin
IF CURRENT HIRE DATE IS BEFORE 5/1/2018

Non-Instructional
IF CURRENT HIRE DATE IS BEFORE 5/1/2018

Instructional and Admin
IF CURRENT HIRE DATE IS ON OR AFTER 5/1/2018

Non-Instructional
IF CURRENT HIRE DATE IS ON OR AFTER 5/1/2018

All Rates Shown Are Per Check

Employee Health Coverage can only be waived by providing proof of other coverage.

Employee Only

$140.00

$70.00

$140.00

$70.00

Employee/Child(ren)

$300.71

$223.23

$324.91

$251.22

Employee/Spouse

$383.99

$306.51

$475.12

$401.42

Employee/Family

$437.53

$360.05

$652.64

$578.94

Family Coverage - Both SBHC contracted employees**

**Primary Covered Employee (Whose name is on the insurance card?)

$214.45

$136.97

$236.15

$162.46

**Employee who is not primary person for coverage

$140.00

$70.00

$140.00

$70.00

Over age Dependent Child Age 27-30

$0.00

$0.00

An additional cost of $150.00 per over age dependent child

An additional cost of $150.00 per over age dependent child

Delta Dental Plan

Per Paycheck

Per Paycheck

Per Paycheck

Per Paycheck

Employee Only

$0.00

$0.00

$0.00

$0.00

Family Coverage

$21.13

$21.13

$21.13

$21.13

Family Coverage - Both SBHC employees**

$9.13

$9.13

$9.13

$9.13

EyeMed Vision Plan

Per Paycheck

Per Paycheck

Per Paycheck

Per Paycheck

Employee only

$3.04

$3.04

$3.04

$3.04

Family Coverage

$7.66

$7.66

$7.66

$7.66